Quick take: BTC Broker is a licensed Ukrainian investment firm that, together with the BondUA app, lets Ukrainians open an account online, share ID data via Diia and sign documents with Diia.Sign. Today, on the equity side, Apple (AAPL) is effectively the only foreign stock you can buy domestically when a sell offer appears on the Ukrainian market. Through BondUA, you can also buy Ukrainian government bonds (OVDP) with zero broker fees.
Who BTC Broker is — and how BondUA fits in 🤝
BTC Broker is a Ukrainian investment firm (broker/dealer & custody permissions) serving retail and corporate clients.
BondUA is a mobile app built in cooperation with BTC Broker. You register with BTC Broker inside the app, manage your portfolio, and submit orders from your phone.
The mission: make domestic access to key instruments simple — Apple stock (when available on the Ukrainian market) and OVDP (with no commission).
Frictionless onboarding with Diia 🪪⚡
All-digital sign-up: start in BondUA, pass KYC, and share ID data via Diia (document sharing).
E-signature: sign the brokerage agreement with Diia.Sign — no office visits, no paper.
You get a brokerage account at BTC Broker and can fund it in UAH to place orders.
What you can buy right now
Apple (AAPL) equity 🍏
Because of wartime currency controls, classic “send money abroad to a foreign sub-broker” is limited. Instead, BTC Broker offers Apple shares admitted to circulation in Ukraine, which you can buy domestically — when a seller’s offer appears on the local market.
OVDP in BondUA 💸
Buy Ukrainian government bonds with 0 UAH broker commission and 0 UAH custody charges for those BondUA-arranged deals (the BondUA tariff). That’s ideal for frequent, smaller purchases.
Fees — plain English, with USD examples 💵🧮
Currency assumption for illustration: 1 USD ≈ 40 UAH. (Your actual rate may differ.)
For Apple (foreign stock admitted in Ukraine):
Commission per side (buy or sell): 2% of trade value, minimum 500 UAH (≈ $12.50) per side.
“Breakpoint” for the minimum: 500 UAH equals 2% of 25,000 UAH (≈ $625). If your trade value is below $625, the $12.50 minimum applies per side.
For OVDP via BondUA:
Buy/sell broker fee: 0 UAH (≈ $0).
Zaccreditation/withdrawal & custody for these deals: 0 UAH.
Other common line items (if applicable):
Individual clearing account (if required by exchange flow): 500 UAH per 12 months (≈ $12.50).
One-share Apple examples (fees only)
If 1 share ≈ $180:
2% = $3.60 < $12.50 minimum, so $12.50 to buy and $12.50 to sell → $25 round-trip (about 14% of $180).
If 1 share ≈ $250:
2% = $5.00 < $12.50 minimum, so again $12.50 per side → $25 round-trip (10% of $250).
If your trade ≈ $750:
Above the breakpoint — fee becomes 2% → $15 buy + $15 sell = $30 round-trip (4% of $750).
Takeaway: for small equity tickets, the per-side minimum (500 UAH) makes trades expensive. For OVDP, the zero-fee BondUA tariff is unusually attractive.
How to buy Apple with BTC Broker (step-by-step) 🪜
Install BondUA on iOS or Android.
Register with BTC Broker inside the app (KYC + account setup).
Sign the brokerage agreement via Diia.Sign.
Fund your account in UAH.
Search AAPL in the app and place a buy order when an offer is available on the domestic market.
Track execution and settlement; when you want to exit, submit a sell order the same way.
Convenience highlights you’ll feel on day one ✨
All-mobile journey: onboarding, e-signature, orders, and portfolio — in your pocket.
Regulated domestic flow: no overseas wiring for these instruments.
Zero-fee OVDP: keep more of your yield, especially with small tickets or frequent buys.
Risks & practical notes ⚠️
Availability & spreads: Apple orders execute only when a seller is present domestically; spreads can widen.
Taxes & reporting: check Ukrainian tax treatment and your personal circumstances.
FX reality: if/when capital controls ease, product menus and pricing may change.
What this means for Ukraine’s retail market — 3 quick calls 🔮
Fixed-income momentum: Zero-fee OVDP funnels more retail savings away from bank deposits.
Equity menu expansion: If Apple traction grows, expect more foreign tickers admitted domestically once regulation allows.
Fee pressure over time: As volumes rise, per-trade minimums for equities may trend lower due to competition.