High Returns Without High Risk
Get the kind of returns typically associated with venture capital investments in startups — but without the usual risks. The business is already well-established, has been operating for years, and has a proven business model.
Investment Options:
1. Equity Participation
Invest in a share of BizFinance — from 1% to 3% per investor. BizFinance provides financial services to small businesses, including auto and equipment leasing, trade financing, and working capital loans. This market segment currently has little competition, giving the company a strong opportunity to become a market leader in an industry worth over 100 billion UAH.
Minimum investment: 300,000 UAH for 1% equity
Expected dividend yield: 10% annually in the first year, growing to 30–50% annually over 4–5 years
Projected equity value growth: 2–3X in 4–5 years
Format: Ownership in a Ukrainian LLC
Investors can keep their equity long-term and receive ongoing dividends
2. Fixed Income Option
From 50,000 UAH
Terms starting at 6 months
Annual return: 24–28% in UAH, 12–14% in USD
Format: Bonds or private loans
Bonus for HUG’S Users
+0.5% annual return on your investment*
(*Bonus applies to investments held for over 12 months and is calculated as a % of the invested amount)
Best Strategy? Combine Both Options
Investors benefit from a mix of fixed interest, dividends, and equity value growth.
How the Investment Process Works:
A representative from AccessFinance will contact you to guide you through the investment process and available options.
You’ll choose your preferred investment type, sign an investment agreement (either in person at the Kyiv office or remotely with an electronic signature), and transfer your funds.
Returns are paid quarterly. The company acts as your tax agent — no need to file a tax return on your own.
At the end of the investment term, your initial investment is returned in full.
To summarize:
Equity option: 10% annual dividends in year one, increasing to 30–50% annually by year 4–5, with a potential 2–3X increase in equity value
Fixed income: Up to 28% annually in UAH or 14% in USD (before taxes) for 12-month terms
Learn more or get started here:
https://hugs.ua/store/investing-in-a-group-of-financial-companies/